:root{--ink:#102747;--muted:#687b94;--edge:#e1e9f1;--ice:#4cc9ff;--navy:#0B2D6B}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;font:15px/1.75 "Noto Sans SC","Microsoft YaHei",Inter,system-ui,sans-serif;color:var(--ink);-webkit-font-smoothing:antialiased;background:#fff}
a{text-decoration:none;color:inherit}a:focus-visible{outline:3px solid var(--ice);outline-offset:4px}.container{max-width:1180px;padding:0 30px;margin:0 auto}
.top{position:sticky;z-index:25;top:0;background:#ffffffed;backdrop-filter:blur(15px);border-bottom:1px solid var(--edge)}
.topbar{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:25px}
.identity{display:flex;align-items:center;gap:18px}.identity img{display:block;width:170px;height:56px;object-fit:contain;object-position:left}
.identity strong{border-left:1px solid #d5e2ec;padding-left:18px;color:var(--navy);font-size:15px;white-space:nowrap}
.nav{display:flex;align-items:center;gap:29px;color:#536780;font-size:13px;font-weight:700}.nav a:hover{color:var(--navy)}
.hero{--tone:#0b2d6b;position:relative;overflow:hidden;color:#fff;background:linear-gradient(110deg,#092553,var(--tone))}
.hero:before{content:"";position:absolute;right:-220px;top:-390px;width:800px;height:800px;border:1px solid #ffffff30;border-radius:100%;box-shadow:0 0 0 75px #ffffff07,0 0 0 160px #ffffff03}
.hero-content{position:relative;display:grid;grid-template-columns:1.12fr .88fr;align-items:center;gap:55px;min-height:545px}
.overline{color:#78d7ff;font-size:11px;letter-spacing:.20em;font-weight:850;text-transform:uppercase}
.hero h1{font-size:clamp(42px,4.7vw,65px);font-weight:860;line-height:1.18;letter-spacing:-.045em;margin:28px 0 23px}
.hero p{color:#d7e4f4;line-height:2;font-size:17px;max-width:640px;margin:0}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:31px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:11px 23px;min-height:48px;border-radius:7px;font-size:13px;font-weight:750}
.btn.white{background:#fff;color:#0b2d6b}.btn.transparent{border:1px solid #a9c6e2;color:#fff}
.visual{min-height:380px;display:grid;place-items:center;position:relative}.wheel{width:305px;height:305px;border:30px solid #a5d9ff18;border-radius:100%;display:grid;place-items:center;box-shadow:0 0 0 1px #b3dcff60,inset 0 0 0 1px #b3dcff60;position:relative}
.wheel:before{content:"";inset:23px;border:1px solid #bfd8ff80;border-radius:100%;position:absolute}
.wheel:after{content:"";inset:74px;border:20px solid #92c7fa30;border-radius:100%;position:absolute}
.wheel span{color:#fff;font-weight:900;font-size:55px;letter-spacing:-.09em;z-index:1}
.float-label{position:absolute;bottom:30px;right:0;background:#fff;box-shadow:0 15px 35px #05142d55;color:#0B2D6B;padding:18px 23px;border-radius:9px}
.float-label small{display:block;color:#8196b3;font-size:10px;font-weight:850;letter-spacing:.13em}.float-label strong{display:block;font-size:17px;margin-top:5px}
.band{background:#f0f6fb;border-bottom:1px solid var(--edge)}.bandinner{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;padding-top:23px;padding-bottom:23px;font-size:12px;color:#345673;font-weight:800;letter-spacing:.05em}
.band span:before{content:"";display:inline-block;height:6px;width:6px;border-radius:100%;background:var(--ice);margin-right:10px;vertical-align:middle}
.section{padding:90px 0}.light{background:#f7fafd}.kicker{font-size:11px;color:var(--navy);font-weight:850;letter-spacing:.18em}.section h2{font-size:clamp(30px,3.4vw,44px);line-height:1.3;letter-spacing:-.03em;margin:18px 0}.section .desc{color:var(--muted);font-size:16px;line-height:1.9;max-width:770px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:19px;margin-top:40px}
.card{border:1px solid var(--edge);border-radius:12px;background:#fff;padding:32px 29px;min-height:265px;box-shadow:0 12px 30px #0b2d6b07}
.index{font-size:12px;font-weight:800;color:#8da5c1}.symbol{width:47px;height:47px;background:#eef7ff;color:var(--navy);display:grid;place-items:center;border-radius:11px;font-size:16px;font-weight:850;margin:27px 0}
.card h3{font-size:21px;color:var(--navy);margin:0 0 13px}.card p{margin:0;font-size:14px;line-height:1.95;color:var(--muted)}
.steps{margin-top:40px;display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.step{border-top:2px solid #cfdfef;padding:17px 0}.step b{font-size:12px;color:#7e99b4}.step p{font-size:17px;font-weight:750;line-height:1.8}
.disclaimer{margin:27px 0 0;font-size:12px;color:#778ba1;line-height:1.85}
.contact{padding:83px 0;background:linear-gradient(110deg,#092553,var(--tone,#0B2D6B));color:white}
.contactgrid{display:grid;grid-template-columns:1fr 1fr;gap:60px}
.contact h2{font-size:clamp(30px,3.2vw,44px);margin:17px 0 23px}.contact p{font-size:15px;color:#cbdced;line-height:1.95}
.contactlist{display:grid;gap:12px}.contactrow{padding:16px 22px;background:#ffffff0c;border-radius:9px;border:1px solid #ffffff32;display:grid;gap:5px}
.contactrow span{color:#a0c5e4;font-size:11px;letter-spacing:.04em}.contactrow strong,.contactrow a,.contactrow address{color:white;font-weight:750;font-size:16px;font-style:normal;line-height:1.7}
.contactrow a:hover{text-decoration:underline}
footer{background:#f9fbfd;border-top:1px solid var(--edge);padding:25px 0}
.foot{display:flex;flex-wrap:wrap;justify-content:space-between;gap:17px;font-size:12px;color:#667890}
.foot small{width:100%;color:#9aacc0;font-size:11px}.foot a:hover{text-decoration:underline}
.privacy{max-width:820px;margin:auto;padding:65px 30px 100px;line-height:2;color:#496077}.privacy h1{font-size:37px;color:var(--navy)}.privacy h2{font-size:22px;color:var(--navy);margin-top:30px}
@media(max-width:940px){.nav{gap:15px}.hero-content{gap:22px}.wheel{width:245px;height:245px;border-width:24px}.wheel:after{inset:55px;border-width:15px}.float-label{bottom:17px}}
@media(max-width:780px){.topbar{flex-wrap:wrap;padding-top:11px;padding-bottom:13px;gap:5px}.identity img{width:141px}.nav{width:100%;gap:18px;overflow:auto;white-space:nowrap;padding-bottom:3px}.hero-content{display:block;padding-top:85px;padding-bottom:83px;min-height:0}.visual{display:none}.hero h1{font-size:40px}.hero p{font-size:15px}.section{padding:65px 0}.cards,.steps,.contactgrid{grid-template-columns:1fr}.card{min-height:0}.contact{padding:65px 0}.contactgrid{gap:28px}}
@media(max-width:440px){.container{padding:0 19px}.identity img{width:118px}.identity strong{font-size:12px;padding-left:10px}.hero h1{font-size:36px}.card{padding:26px 22px}}